The home you always wanted.
If there’s one thing we have here in Idaho, it’s plenty of open spaces with room to move. When you’re ready to stake your claim or to use the equity in your current home to make some improvements, we’re here for you.
Getting Pre-Approved
Getting pre-approved for a home loan is the first step you need to take whether you are buying your first home or your twentieth. Pre-approval provides you with a good working figure on how much home you’ll be able to afford, and it proves to real estate agents that you are a serious buyer and not just “window shopping.”
The best part is, our pre-approval letters are REAL commitments. When we say you’re approved, we mean you have been through final underwriting. The only thing left is for the property value and title report to be evaluated and approved for funding.
We do not drop our members at the last minute as the rest of the financial industry does far too often.
Home Equity Line of Credit
Considering a little remodeling on your current home? Our Home Equity Line of Credit (also known as a HELOC) can provide you with an open line of credit based on the equity in your home. You can then draw from that as you need it, only paying interest on the portion of the loan you’re actually using. These funds can be used for any purpose you desire.
There are a lot of moving parts to mortgages, refinancing, and Home Equity Lines of Credit. We’re happy to help you understand everything from start to finish.
Enjoy the safety, convenience and personal service you won’t find at other financial institutions. Stop by one of our convenient locations for personalized attention. If you have any questions, feel free to give us a call or email us.